How to Close a Bank Account When Someone Dies

November 26, 2011 - Leave a Response

When you lose a loved one, there’s more often than not a bit of unfinished business to take care of, including closing all of the various accounts — savings, checking, even email — a person may have had. When closing a bank account on behalf of a deceased loved one, here’s what you need to know:

  • If it’s a joint account, the other person listed on the account can close it
  • If it’s an account only in the deceased’s name, the account can be closed by the executor of the will
  • The closest relative(s) can close the account, be it a spouse, child or parent. That person must be able to provide proof of relation, though. Bring with you the death certificate as well as proof of ties — a birth certificate, marriage certificate, etc. And be sure to bring your proof of identification as well.

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October 4, 2011 - One Response

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